Traditionally, the starts of the school semesters bring a little slow down.

If you're going for traditional financing, NO lenders will accept it.For primary purchases, you can get around it by asking family for gift funds, then "gifting" the relative the cash later, so the lender can source the funds.But for investment property loans, cash gifts are not allowed.

Even after using a contractor and obtaining private financing to get a traditional mortgage the property was appraised at a much higher value then our all in costs were after the rehab.it can be done even from a distance.

I have a deal Im working on that falls below the $100k threshold and Id love to find a way to finance it without going through a traditional bank.

After chatting with a friend, he recommended I read Rich Dad Poor Dad and I am truly glad I did because, that lead me to reading a few of Brandon's other well known books where I discovered the term "househacking".  

You can't do this on your own.Here are some booksFor inspiration and mindset there is Rich Dad Poor ad by Robert Kiyosaki. 

Thank you for that introduction, and welcome to BiggerPockets.I hope you continue to learn from everyone on this platform.If you have not, great books to read are: Rich Dad, Poor Dad The Millionaire Next Door Cash Flow Quadrant Tax Free Wealth Set For Life Rental Property Investing The Millionaire Real Estate Investor The REAL Book of Real Estate So Good They Can’t Ignore YouYou are more than welcome to reach out if you have any questions.Good Luck and go make it happen!

These seem like a way cheaper alternative to build on a plot of land and a good way to get cashflow by year 1 instead of going the traditional home construction route.

Being one who’s incredibly patient and makes very educated decisions, I’m just soaking up as much knowledge via book (just read Financial Freedom with Real Estate Investing by Michael Blanks) and free audiobooks via YouTube (Rich Dad/Poor Dad, The Millionaire Real Estate Investor) and many podcasts on here.   

What are the pros and cons to this versus a traditional re-finance?