lolAs an example, the federal banking regulators, including the OCC, last issued a big written warning about CRE concentrations in December 12, 2006, when the most commonly referred-to guidance regarding CRE concentrations was written:https://www.fdic.gov/news/news/financial/2006/fil0...By then, it was too late to turn back...The only reason I would know that this announcement is not even MORE later than it should be, is if all 3 federal regulators - OCC, FDIC, & Federal Reserve - had agreed.

Again, this is generally governed city by city, so read up on what you can as it pertains to Weehawken specifically.Lastly, if you're in the market for a local lender or agent, let me know -- happy to refer you to a few locals.

I am not sure I am speaking the same language when I refer to Rent To Own versues lease option.Can someone explain the difference to me? 

This is also sometime referred to as an acceleration clause. 

      @John Anderson            The anonymity I am referring to is not legal anonymity but personal anonymity.

I would sure appreciate some reference to legal statutes and that because I've read dozens of different opinions and I can make no solid sence of the true answer. 

Hi @Chris AhlemannAre you referring to a rental for yourself?  

Take a credit card statement or something legit showing your scores.If you have good references from past clients, get it in writing.

The form 20-13 is the One - Four Family Residential Contract that @Todd Plambeck was referring to.  

Can anyone refer someone to me?