At the time I went under contract, due to some poor communication with the seller and their agent, I didn't find out that HOA fees had been raised for the year until time for closing, so that changed projected cash flows a bit.

I would bet the 20-yr provides a higher cash-on-cash return.I generally prefer longer term mortgages.

Is it generally considered poor form to have them finance a property and then get out of their loan ASAP or is that just something that they generally expect people to do? 

@Vania NettlefordYou bet = ) I know that (at least here in Indy) there a few banks where you don't need to do this.

Finally, like JLL and Roofstock, homebuilding giant Lennar Corporation is betting large on SFHs.

The U.S. central bank is betting inflation will fade by next year and fall back toward its long-term goal of 2% (where the rate of inflation it has hovered for most of the past decade).

Too much risk with management and poor property upkeep.There are properties listed for $100k in great condition but only rent for $750.

Of course, it's always going to depend on your mortgage which varies greatly depending on how the property was financed, but your best bet is probably going to be a property with multiple units, or a property with an "Ohana Unit" as we call them here in Hawaii. 

I bet a real estate attorney can help with the form to ensure everything is covered.

I currently spend about 160k-220k cash a year, and a safe bet would be about 200-250k pre-tax (especially when you start adding kids private school costs soon!).