In my personal investing, I've found that my  best opportunities for creative financing come when I'm able to speak directly with the seller.

I purchased my first personal home in 2012 and sold it earlier this year.

Baltimore scares the hell out of me, personally.  

3) What if I do a big fix on my own personal residence (treat it like a luxury flip) prior to selling? 

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If you're going to be in Augusta this week, I'd suggest hitting the local REIA meeting to meet some investor friendly agents and local investors in person.  

My personal credit is nearing 800, and our businesses have established relationships with several banks' commercial departments where all of the financial responsibilities have been met over time on our part, but I didn't know if ultimately, an entity could have an independent credit rating.I have an account at a local lumber yard that reports to Dunn and Bradstreet, but upon further research, Dunn and Bradstreet didn't appear to hold much weight from the brief digging that I did.  

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The State of Florida wants any person who does work on houses, to have a Permit and a LIcense for each JOB he does.

The property is worth 210k and I owe about 140k on it.I have another 80k saved up and would like to put about 60k towards my next property (leaving 20k for emergency funds, rehabs, personal fund etc.)I have zero debt (no student loans, no car payment) outside of the HELOC I had to purchase the first property I stated above and most of my living expenses are paid by my employer (car, gas, cell phone).I am based out of Central Pennsylvania and am looking to stay somewhat locally for my first few properties (Harrisburg, Camp Hill, Lancaster, Hershey etc.) and am not really interested in out of state investing.Just looking for some advice or input on what you would do next if you were in my situation,Any input and info would be greatly appreciated, Thanks!