I have a little bit of a choice personal problem.

Personally I push for at least $1MM liability coverage.

If possible, notify the renters simultaneously and do it in person.

That would be very beneficial.Also as it turns out the Durham meetup was a zoom call for members only so I did not get an invitation, before this Covid pandemic started the meetup was intended to be in person with non members paying a small fee to get in rather than a large fee to become an immediate member.

This is a summary of learnings from a recent project I personally completed.  

Always meet your borrower in person  do not do these deals over e mail and internet.2.

If it is of use and you still have questions it may be easier to meet in person and discuss everything?

Colleagues of mine have recommended these two companies, although I have no personal experience with them.

Material" is a gray area, but generally means that a reasonable person would find this defect to be important. 

My personal opinion would be to hold.