Our mortgage was significantly higher than our flood insurance, and I don't know if we qualify to try to apply for FEMA or if there is other assistance, and if so, if we would apply as a business (we file it on our personal taxes as rental income).

Teaching personal finance, woodshop, home repair, car repair (the mechanical part) and cooking should be required at every high school.

You don't want to disclose that you've conducted an extensive personal investigation into her situation, especially if you’ve gathered information not directly from the application process.

I’m a very busy person with a lot of businesses and tasks that need to be done.

It's great you got a property but less than 3K monthly on personal income makes it tight.

Personally I would focus for areas near downtown/ med center/galveston.

To date, they've been sending me rent proceeds right to my personal bank account, in my personal name.

Personally a cash-out refi could help me get more quickly into all-cash BRRRs or a REI venture in Spain, however I don't know to what extent this is at the expense of rental cash flows, and what is the wiser decision long term.I've combed through posts online and looked for Excel templates to run some calcs and get a sense, but nothing really filled the void... 

As that will at least help folks that you reach out to know that you are a real person, with a picture and professional bio.

It's not really a new person thing IMO, but something that requires less capital expenditure.