If speed isn't your main concern, I'd do the live classes because no matter what you decide to do as an agent (even working by yourself) networking has a huge impact.

I was chair of the redevolment committee in the city's Vision 2020 project, his efforts at the time were impacting the Jordan Valley area and it was hard trying to keep up with his proposals.

I'm a little unclear as to how that impacts their position on handling REO.

As the Yuan continues to grow in dominance I am afraid that there will be an impact in the desire for the USD in the next decade or two.

Well, after speaking to an attorney friend in Florida, he told me that foreclosure actions are sometimes taken by the HOA in an effort to spur on a reactionary lis pendens.Turnsout many associations property values have been impacted by slowness of lenders to foreclose.

I think once we get through the historical seasonal downturn of winter, we'll start to see some local improvements in various large markets.While the economy has seen growth the past 3-4 quarters, the fact that employment is just starting to trend up is going to have a big impact on home sales, and in general, the more houses that are selling, the more stable the prices are going to be.Again, I'm no expert -- and I think we still have plenty of economic issues that will continue to plague us until they're adequately solved -- but I just don't think we're at risk of another major market drop in the next 12-24 months.

You can find the article on CNN at http://money.cnn.com/2010/04/22/real_estate/foreclosure_credit_score/index.htm30 days late: 40 - 110 points90 days late: 70 - 135 pointsForeclosure, short sale or deed-in-lieu: 85 - 160Bankruptcy: 130 - 240Using the above as a function of credit impacts from late payments + impact of foreclosure/short sale/dead in lieu, how does your experience compare to the numbers in the article?

As Bill pointed out, if you're planning to rent it out, as long as everything is working, you probably don't want to replace anything.But, if you're planning on flipping it (reselling it), then you're going to want to ensure that anything you don't do isn't going to negatively impact your ability to resell it.

I have seen it speculated that Japan will suck more oil off the market and drive up the price some with 20% of its energy no longer being supplied by nuclear reactors. Japan also has less funds to invest in our debt ...

The flipper I met had used it in just a couple of impact rooms, then used a less expensive paint for the rest of the house; but I'm going to wind up using quite a bit of this color in my current flip and wanted to figure out how to do so in a cost-effective way.And K.