Big banks, such as Chase, don't generally have the flexibility on loan programs and not always the best rates/fees. 

There are several loan programs/options where the requirements will vary.

I had wildlife guy come out - he instructed to cut a tree out back that the racoons were climbing, which I did promptly and then I patched the hole.

We discuss the ERAP program, and I tell her I am more than willing to work something out, but I found out she lied about applying for the program earlier(luckily I called to confirm and they told me she never applied) and now she just applied to the program for real.

You will find an array of different lending programs.

@Stuart Hoffman I've found that many lenders selling to the secondary market offer pretty similar programs.

Jesse,Depending on the situation a DSCR program may work, Bank statement loan, or Alt Income each one has a higher back end DTI acceptability. 

Even when I have had access to the MLS, I still used other programs with better search tools. layout, Etc as  @Russell Brazil said....I have had a RE license in addition to Contr's. license and IMHO the RE license should be left to professionals.

A lot about DCRA permitting processes relative to the ease in most of the Virginia jurisdictions, didn't forecast the length of time it would take to sell given the price point/neighborhood (not nearly as quickly as our $400K home last year), definitely something we'll consider before another project of this scale, lastly, we learned a ton about the DC Downpayment Assistance Program and time/bureaucracy involved.

They are seeking help from State and they think they will be able to qualify thru the Washington's Eviction Resolution Program.