The same thing is true about rentals in Saint Johns County (high demand, I am also assisting investors with FREE tenant placement services).

Looking for recommendations for a free service. 

I pay 6% interest only on free-and-clear houses, and have also taken over mortgages, subject to the existing financing.A rental ought to be on your tax returns for 2 years before lenders use the extra money as income.  

Happy to chat further if you have any questions, feel free to connect! 

If you’re interested, I can set you up with full access and some free credits to explore the platform.

Also - get a free  full loan pre approval in place for whatever  hypotehtical scenario you are considering  to make sure you have  finnacing lined up 

Feel free to reach out if you need advice and best of luck! 

I haven't done any loans in Florida on buy and hold deals yet, so I can't recommend any banks unfortunately...But my buy & hold borrowers elsewhere always refi me out using small local banks, not the big guys.If you need some hard money to make this happen, feel free to give me a call!

I already live at home for free so my housing expenses are zero.

Feel free to reach out if you need any advice.