Better than the alternative of having a line of credit at 12%, the 2-3% hit in spread is lower than a 5% increase in cost of capital in my opinion.

I often refi people with a 0.5% rate drop and no closing costs.  

There are even members that will respond here that have ulterior motives, so you shouldn't trust them.Go through the content available here on BP and then start looking for a Property Management Company you can build a relationship with - but, still verify & validate what they do as no one is perfect and even an honest mistake can cost thousands.Some agents may post here to start with them, but 95%+ of agents don't know how to properly identify a rental property to buy.

I’m currently in a duplex that I house hack and the tenant’s rent covers my property taxes, my water and sewer bills, and almost all maintenance costs.

It will take 3x longer and cost 2x more and you will have horrible quality. 2.

I spent about 35K fixing it up and was all in about 50K with taxes and court costs etc. 

The rate, the sale pay the closing cost and the grow of the area What was the outcome?

I am using a Heloc to fund my real-estate purchases and also to cover the rehab cost. 1.

I’m not sure of the laws and processes in Canada, but here in Florida if the tenant’s use of the bag damages the floor, then the repair costs may be able to be claimed from their security deposit.

Hey Donna,Verify bed/bath count and square footage with the other rental listings that appear, but the median rent should provide a rough estimate of rent per unit.