Also, you can The the flipping easily with conventional renovation loans with FannieMae Mae HomeStyle which investment properties, 1 unit, 15% downpayment 

Meaning do they have high enough reserves, insurance, low enough percentage of investors units, enough individual owners, etc to make it easily financeable.

You can easily hit the 1% rule here and expect quality tenants.

My vacancy rate averages 2% amd could easily be lower if I put some thought into it.

You can also easily rent a room for $900++ on a monthly basis. 

Credibility is hard to come by and extremely easily lost.So do your best to make sure you provide value.The #1 rule about wholesaling my handsome brother, is that you need to be honest, hardworking and transparent.We get a lot of contracts signed by just telling the owner we are going to wholesale the house, not buy it.Then explain wholesaling to them and how it is far better than any other method of selling for them.

That could easily be $40K in tax right there. 

It still should be about the similar spread (75bps or so), but there are a lot of levers you can pull more easily on DSCR such as buying down points, heavy prepayment penalties, flexible underwriting guidelines that can make the rate equivalent or even better than on the conventional side

Especially with a market rate of around the 6% area, you could be looking at 7% interest rate easily.

If they are professional, they can explain this quickly and easily.