. - a little extra armor in the trenches!

Just keep the lower payment...and your loan won't have a prepayment penalty so pay extra if you want to. 

I rent it out for storage for an extra $50/month to the tenant.#3.

Earn respect and trust through action.

I have read all the forum post related to foreclosures that I can find on here, and I guess I wanted to check my process and invite anyone else to give me advice.The recommendations I have been given/ read most frequently are:Have a title report performed as close to the date of sale as possible (2-3 days depending on how long your title company needs) Try to find a title company that is willing to sell you title insurance after a judicial foreclosure.Perform extra searches yourself for any items that are excluded from the title report.Calculate the expected value based on the best comps.Drive by the property to get an idea of current condition.

My portfolio is pretty small, so we are talking about a few extra LLC's for me.

In the meantime can you add extra locks to the basement or someOther method to physically keep everyone out of the basement?

@Steven GillmerThe IRS/States normally require that you pay gradually throughout the year instead of all at once on April 15th.When we earn wages through our employer - the employer w/h's federal and state income taxes from us and transmits it to the IRS/State.This is the same with most state forms.

We leverage our service people to keep an extra eye out.

(if you have one)In the future I will look into other payment options that won't cost me extra expenses.Thanks