The sky is the limit for these products, but they all have pros and cons (higher rate, lower terms, balloon payments, etc.).

(Max vacated rents - your monthly mortgage payment) = +/- net cashflow.

I get you can make anything cash flow if you start with a big enough down payment.

Now that property takes all attentions, I cut rent by $100 but still cannot compete with that price.

DSCR still needs to be 1.00 after both 1st & 2nd payment, 75%CLTV.

I don't see any line items for landscaping items: grass cutting, annual mulching, cleanup, and snow removal (if you are in an area with snow).  

My tenants did not know that I owned the property because the payments went to the property management company. 

so that typically means you're either (1) starting with a pretty distressed property, or (2) finding something where you can add bedrooms and bathrooms.a cosmetic rehab generally doesn't cut it whether you do the repairs yourself or hire them out.

Look at this:"In a significant policy change, Fannie Mae has announced that, starting from the weekend after November 18, 2023, it will accept 5% down payments for owner-occupied 2-, 3-, and 4-unit homes.

I know it's talked about all the time, but I recommend people leave their equity and focus on increasing income, cutting expenses, and saving for the next investment.