The beauty of this site is there is no shortage of information on any of those topics.

My best success has been in meeting with a bank executive, discussing my background, needs, and assets and letting them determine their preference for a loan.

What is your background and do you personally own real estate?

With a deposit, we were only getting applicants who had red flags on their background check and rental history.

Just listened to podcast 47 with Joel Owens who has a very similar background with the commercial real estate.

Fortunately for you, you live in a beautiful part of the country, but one of the most difficult local markets to generate a good return and cash-flow from any "investment" here.

My name is Ian Dooley and I am a 33 year old father of four with an educational background in finance and I am currently employed as a credit analyst.

(Although many beautiful places, and fun people :) .. at Oktoberfest at least!).

The beauty is, you don't qualify, the initial borrower remains responsible as the loans are non-qualifying assumeable.

And in the future, write leases to reflect that structure.In the meantime, work on getting her out.We feel we're being underpaid anyway for the unit, but have kept them on as we were dealing with crap from the other 2 floors for the past few months.It's a 1400+ sq ft 3-bedroom unit, 9 foot ceilings, tile kitchen w/ custom solid wood cabinetry, separate pantry, W/D hookups in laundry, pergo living room and dining room, all bedrooms beautiful original hardwood.She pays $950Comparable units go for a good bit more in our area.