Credit unions and low downpayment options preferred.

The tenant was placed by the property management company I was using at the time, and they either didn't collect information for additional contacts, or didn't pass it along. 

They shut it down and merged it over to Credit Karma, and it sucks. 

My salary and credit scores have increased dramatically over the last 5 years and now I am saving up for a down payment.

Additionally, I would look into the various groups on Meetup.com. 

All done the upgrades to other things were more expensive than the addition . 

I would look on your loan estimate to see if you are getting any lender credits (Section J) to help offset their 2% fee. 

Then the added value for that ~$120k ADU addition as set by an appraiser will likely be in the $50k range.  

The payments typically are 1-3 years (but there's no real standard) and don't have additional interest added.Asking price: $280 Million (different currency than USD)Last year's asking price $250 Million (we assume the price increase is because of inflation)The owner doesn't seem in a hurry to sell and when we asked if he'd negotiate last year at $250 million he said no.I'd like to offer the following 3 options to see if any of these work for him:Option 1: 250 Million upfront Option 2:140 Million upfront130 Million in 6 months.

I have been reinvesting my capital back into my business and acquiring more land.My next goal is to expand into multifamily development and secure additional land.