(k) to neither hold not attempt to hold the Landlord or Landlord's agents, employees, or insurance companies liable for any injury, loss or damage to persons or property arising from any unknown cause, or arising from fire, floods, riots, governmental actions, acts of God, terrorism, interruption of utility services, or from the defect of the Property not called to the attention of the Landlord by Tenant in writingThe tenants should file a claim with their renters insurance. 

I am concerned that the owner-occupant will damage the property after receiving the force-placed insurance notification request.

She has been causing lot of problems and her lease is set to expire in end of July.

Even if the dog is a comfort animal, as opposed to a service dog, if renting to them would cause financial hardship you don't have to.

As we come closer and closer to a closing date, we are beginning to have some concerns and fears since this is our first real estate investment.

Being on the back side of life allows you to not be concerned about your cash since you have no use or need for the money.

Recently I was made aware that she has an oil leak in her car and essentially caused 3 giant oil stains in the parking spots.

Yours is the sameWhat is your concern here? 

However, the lack of cash flow, CapEx and PM are a concern to me.Good luck -  Hope the deal works out for you.

I'm concerned that it's a scammer posing as a legit company.