Not yet.So, I will write them down in my TO DO  list, let's change this answers ASAP.Thank you.

., I'd write a new contract with him with the new terms based on the new price.  

For whatever carrier you write, back out there dividend by dividing the first year illustrated cash value by 1 plus the dividend rate.

Wholesale is really out of my comfort zone, but you never know due to exit strategy, etc... not writing anything off.I appreciate any advice--not looking to reinvent the wheel!! 

But thank you for taking the time to write back to me!

Write it into your Backend agreement.

So funny you should post that, I debated writing a line about how the underwriters evaluating the numbers of the property would seem to reduce my risk as it would be likely to be profitable assuming I did my part, as you said.

But I appreciate you taking time to write me back. 

If you have or don't have contracts with your subs, you can still write up a simple agreement that states any extras will be paid cost plus a %.

However, when I do, I still document it in writing and state specifically that it was a one time exception as a courtesy and does not change the terms in lease in any manner whatsoever and that they acknowledge that fact.