My wife and I can not get a traditional mortgage at this price point.

Like others my age during this time I have substantial debt from student loans and at this rate have little possibility of gaining any traditional forms of financing.

I and I'm sure many others have invested in traditional educations because we have been conditioned to think that way, and leave with high student loans, however if we choose to invest in ourselves in learning real estate investing, then people says its crazy to pay for a course.My opinion is that its best to learn from real people that you can see and hear outside of a seminar setting than to read a book and go it alone.       

Im looking for advice from others if they've dealt with this situation before.From research I have done, I've read that lenders (traditional loans for first time homebuyers) may include the possible income from your tenant(s) in calculating what mortgage payment you can afford.Im afraid It'd be possible to get sucked into buying a larger (more expensive) property that I may not be able to afford if there is increased vacancy / multiple unfortunate events.This concerns me because if I (single, unmarried guy) can only afford $1300/month on a mortgage, but the bank is insistent that I can afford 2100 / month because  my income + rent can ''easily'' cover the cost. 

There is no getting away from the fact that internet leads are different than traditional referrals.

The vanity itself was a sink sitting on a handicap toilet chair* Sheetrock patch made up of packing tape and sheetrock mud* P-trap being held up by a leather belt and mostly consisting of duct tap

No money to "fix it up" for rental income.I'm stuck in quick sand, below mud, between a rock and a hard place!

Number one, it's a modern design here in the land of extremely traditional homes.

If you are renovating a modern house, click "modern", "traditional", click that.  

Already planned to use other method than the traditional & boring bank loan because i just love to use my brain, that's why i'm into real estate.