But ever since I have been paying my other credit cards on time and received a pretty good raise at work but I still have the default on my record (private loan).

Just cosmetic stuff so when I want to move out eventually I can raise the rent a little bit. 

Downtown commercial space would probably go up and maybe the owners of the few high rise apartments and lofts could raise rents.

@Bud Dwyer at first glance it appears that your vacancy rate is much too low and probably should be raised to 15-20%.

When it became apparent that we both shared a similar lifestyle philosophy, and were going to be earning roughly the same for the foreseeable future, and wanted to buy a home and raise a family together we decided it was time to go all in and combine our accounts and its been that way for about ten years.

I personally have never tested the conversion rates on a month long campaign versus every month but as long as you keep sending it, that's what counts.

Dig into all the different resources we have, and especially post a lot on the forum to make sure you're testing your knowledge.Best of luck, and feel free to contact me if you ever head over to the St.

My rents have been raised over time over $300 more/month.  

The State and National test are challenging.

Raise a stink at the next city council meeting.