@Will Pritchett Well I was sort of making that reference to those cities by what has been discussed on this board.

If you are referring to the rehab strategy, then it going to take a little more than most.

New solution.

Past references are best - check them out just as you would when hiring a nanny for your children or a contractor to improve your house.

I've heard multiple people refer to seller financing deals over one year as the thing that triggers the compliance issues.

Is this referring to 'ownership investment'?

Refer to the loan docs of the first for these matters.The next refinance if and when possible would be taking out both of these two liens which would also fall under rate and term.

I'd actually rather keep them as tenants long-term as everything was neat and clean and timely payments, but I can't have the insurance thing hanging over my head so without a solution, I need to give them notice.

PM me and I'll be happy to refer to you my candidates once I have them selected based on experience, volume, and customer service.

1) Get preapproved (contact a bank or loan broker)2) Tell them you will refer your friends, and your husband's wealthy work colleagues if they do a good job for you.3) Newer agents tent to be "hungrier" for new business/connections.