Thanks James, I’m happy to share what I find out as I go through the process.

There are a lot of strategies to make money in real estate and time and quality of life are assets that are overlooked in the pursuit of short-term cash flow.

Hey guys, we started the process of getting a HML back on Oct 29th.

They only find the unit and may reach out to you if they're really interested but you have to do the actual booking process offline.

Remember, just because you may consider house-hacking by living in one unit, don't overlook the tax benefits you can be available to you.

I do strive to make my company better with each client.The package is designed to stream line the process for each of my client.

We'd love to learn how you got into real estate, what your process looks like, what tech you use, what tips you have for first-timers and so on.

Additionally, the application and approval process for USDA multifamily loans can be complex, so it's advisable to work with a qualified lender experienced in USDA loans and the multifamily housing sector.To determine if a specific multifamily property is eligible for a USDA loan, it's recommended to consult with a USDA-approved lender or reach out to the USDA Rural Development Office in your area.

-Much easier paying cash instead of dealing with the loan process.- Financing seems much riskier, since you have to make the mortgage payments regardless if you have a tenant or not if you finance, but if you own not having a tenant would stink, but you still are getting the appreciation and the risk of going negative cash flow is MUCH less.Thanks -I am really interested in hearing different viewpoints.

Some HMLs charge an origination fee, after the underwriting process.