For those homes, so much needed to be done with them that I did not check into low-e or argon gas because at the time I knew that the double pane & vinyl would still be an improvement of energy performance compared to what they had at the time.

But you can only dig so deep on tenants who are already in place - It's not like you can ask for bank statements and credit card balances to confirm each tenant has sufficient reserves to meet the remaining term of their lease - So past performance is no guarantee of future performance.Ultimately, those tenants have a lease that you are contractually obligated to honor (just like they are) until it is terminated one way or the other.

Hi @Inna Pakhalyuk, congratulations on this nicely performing twin home!  

In these recent years I've seen top industry performers just flat out leave TV because they couldn't take the pressure of all the unknown factors. 

I was shocked/surprised/educated when I realized that my 5 out-performed that person's 20!

Everything from the permitting process with city planning and zoning to building materials selection to self performing most of the hands on work myself (with help from experienced friends and contractors).

I went today to check on the performance of the repaired unit and it was running (tenant used it from 9am - 5pm today) and the apartment was cooler and cooler air was blowing, but the temp inside the unit (500 sq ft studio) was still hovering around 75 degrees F, which still seems warm.

There are options for Non Owner Occupied Helocs as well (I know bank of the west has done these), but performing refinances are certainly better terms and more secure. 

If you hire a VA to perform a variety of tasks, you're not taking out WC policies on any of them.Ok.

@Cameron Tope, according to IRS rules, in order to qualify "More than half of the personal services you performed in all trades or businesses during the tax year were performed in real property trades or businesses in which you materially participated."