If you do feel flex you just have loose subfloor because the framers didn't use enough subfloor glue and/or nail/screw off the plywood enough.  

Yes, rates are higher now, but there is no cap on ingenuity.

We continue to refine our criteria but have yet to nail something down that is specific enough. 

@Gerald Pitts  You hit the nail on the head....I've been looking for a unicorn long term rental in the Florida Keys for the past 2.5 years with no success. 

@Matthew Olszak pretty much nailed it.

Since it isn't attached to the ceiling it will be unstable using nails... and still unstable if you screw perpendicular into end grain.

@James Tran  you get these at SMALLER community banks in your area that cater to the community and the people who reside there.. they are tough as nails to get.. and defiantly not a starter type loan for most folks..

You hit the nail on the head.We have had some appraisals come in less than what we had in the deal lolRidiculous...Common practice by these "ding dong" appraisers is to use foreclosed comps.It just doesn't make sense using a foreclosed crappy property as a comparable to a fully renovated/tenanted one.It completely kills the value.We always tell our investors looking to refinance that if it doesn't appraise for our asking price, don't blame us lolOtherwise, we won't be able to sell to you.Thanks 

It was my understanding that under the new tax law, the cap on all primary residence mortgages subsequent to December 15, 2017 is now $750k and the HELOC deduction is completely eliminated.

#joel owensmy patient does multi-tenant retail buildings and shopping centers, as well as single tenant triple nets. the list on his company's site shows about 3-4x as many single tenant deals (office depot, 7-11s, petsmarts, auto parts, big 5 sporting goods) around the country, than multiple tenant. i'm just a little concerned that "if the only tool a man has is a hammer, soon everything starts to look like a nail" as abraham maslow famously said. i'm not sure what kind of professional is best suited to provide advice about this situation, tho'.