(Not actively purchasing as my money is tied up in the market right now)...so with the 2 lenders i've gotten here:STR DSCR Rural (not a log cabin or other non-conforming structure) just remote sfrHybrid loan 15% down, interest only investment loan with seller paid points to get to ~8% and reduce closing costs DSCR would use long term rental rates to establish monthly DSCR and then offset monthly with average DTI and 800+ credit and high cash reserves as long as DSCR is .75+additional appraisal to establish STR rate estimates to be used alongside the standard long term rental rates5 year prepayment penalty with reasonable terms

This is done by hiring an industrial hygienist or an air quality professional to come to the property and test the air and surfaces for mold spores.

It seems like there are several big engagers I can think of off the top of my head, then there's a consistent middle of the pack (I recognize their names) - these are all quality posters Then there is a slew of people who ask one question, have a few posts and never engage again.

Are their listings detailed with good-quality photos?

Expensive yes, but high pigment count and excellent coverage.Sounds like you've checked all the moisture entry points.

A touch high but if they are great CPAs it is worth it!

The cost of entry is low while the cash flow is high.

I would prefer to self manage to avoid the high poperty management fees (I think its around 10% + 1 month leasing fee, etc.) and I also worry that the property manager will likely not be as dilligent in finding high quality affordable vendors, etc.I see 4 major pieces of work1) Tenant finding: I feel comfortable doing this remotely.

Are their listings detailed with good-quality photos?

I've been living in WA State for a year and have been learning my local market (I live about 45 min northwest of Tacoma on the Kitsap peninsula) while saving to buy my first property.The high home prices and high interest rates are making it challenging to find good deals.