Why would it be so hard to believe if a racist owner sees a Black name, they (consciously or subconsciously) assume they will  destroy the property or do something criminal?

It seems to me that based on neighbors and other peoples experiences with them, they will specifically target and take on people with criminal records and pets who don’t have a lot of options on rentals.

I charge $13 for credit and criminal which is what my local Apartment Association charges me. 

If you are able, and I say IF you can find off market properties and you present your self to the seller as a wholesaler, that may be diffrent, but then you run into marketing real estate with out a license which if I understand correctly it's a criminal offense in nys.

They have absolutely no drug or criminal history.Whew!

No offence, but I know doctors, PhDs, Engineers who dont make that kind of money.

Whatever investment you want to make I strongly believe it would be maximized by using life insurance because it is shielded from lawsuits or bankruptcy.This sounds totally unethical and borderline criminal.

Last I checked it was to illegal to discriminate on the grounds of an eviction and most criminal activity.  

I am a little surprised how many people are totally fine with having a grandmother and three grand kids removed by the cops and slapped with a criminal charge.

The Memphis property was owned by a couple of out of state investors who were relying on an incompetent property manager and a criminally negligent contractor to steal anything and everything they got their hands on.