Be an investor FIRST, then wholesale.Second, conventional wisdom says to build your buyers list FIRST.

I know the kids and animals can be an issue with house hacking.

In the former, if you wanted to for example start a coffee shop that could be somewhat difficult to get a loan. 

They will make your life easier and save you from this kind of headache.ON-FIRE Agent means they are:O - Organize (The Investor-Agent must be well-organized)N - Network (The Investor-Agent must be well networked with other Real Estate professionals like Lenders, Appraisers, Property Managers, Inspectors, Insurance Agent, Contractors, etc)F - Focus (The Investor-Agent MUST Focus on YOU)I - Investor/Investment-Savvy (MUST be INVESTMENT SAVVY)R - Responsive (Must Be responsive and answer your call/text)E - Experience (Must be an investor or have experience working with investors)Savvy Agents will put your interest first and not theirs. 

Happy to grab a coffee or a zoom call with anyone interested. 

As far as getting your license for MLS access...unless you want to be an agent, its not worth it (in my opinion).  

he prolly claimed 30-40k last year, but has a business that will make well over 6 figures this year.So I'm concerned with neither of us having a big employment history refinancing might be an issue.  

For us the best time to meet for lunch or coffee or something would be a Tuesday or Thursday. 

Very rarely do I think it is fixed forever....seems to be an ongoing thing...especially if you are lucky enough to get bad dirt.  

For many tenants if they were getting the money (and heaven help them if they did; the landlord would likely never see this but Walmart stock would again increase) it would be an incentive for them to actually DO something.As it is some of these tenants have been sailing along nicely not paying rent (or not paying full rent) and still managing to remain in the rental so why should they put forth this effort?