I was wondering if anyone out there is in the Lawton market and what you all think of it’s vibrancy.  

There is actual potential to scale and develop a market position that beats stick built in modular, in my opinion this doesn't exist with container builds.

If you want to network or ask specific questions about your local market, go to your local real estate forum and connect with investors from your area: https://www.biggerpockets.com/forums/86-local-real-estate-networking5.

Unlike a SBLOC I mentioned above, the money you take out as a loan from a 401k is no longer invested in the stock (or bond) market.

Where do youthink the market is going in your locale?

Philly requires a period of 30-day "eviction diversion" program phase.

But if there is ample room in the bedroom and you can take a single sink to double vanity, or add a dedicated water closet, or take a 3x3 shower into a 3x5 or larger, making the bathroom more luxurious, than I could see a good ROI on that.While the area may be very nice, the price point you are talking (and I don't know the specific market) is borderline starter home prices.  

This is true whether those clients were on the optional recordkeeping program or not.I don't have a lot of details and am not personally involved in this program, but I have experience with SEPiraK separately and they are a quality operation.You can reach out to info at sepirak com to learn more.

Without knowing too much about the specific market (although it does appear Monterey and Santa Cruz are holding pretty strong) it may be worthwhile to consider selling if values are holding. 

How do you structure your referral programs to ensure they are mutually beneficial?