The system itself, be it the team members with the guru and/or an online sales funnel, is doing the work for them. 

All at same exact dollar amount and even a copy of the outgoing check.Then I had to write another letter explaining why I had a 10k withdraw and what it was for..... even though it was covered.Then they found my 5/mo withdraw for ING direct (online savings)... had to write another letter explaining it was a savings account and why I didn't send them staments.

Assuming permit ready doesn't mean approved, you'd need to look at that timeline and then construction time line.... big projects take time to come on line.

Now, I'm enrolled in online courses so the tuition is much less. 

@David Hedges why dont you just play the odds?

However, after you read it, go online search for general contractors in your area.

And finally I want to play nice here but I gotta say I did have a good laugh seeing where you were from 😂

There are some online auctions as well.

Ask if it can be done on line..   

the answer to your question is ...yes the agent is trying to play you.