I will probably wholesale it versus purchasing it.

We compared buying a $200,000 house, versus a $75,000 house as a rental.  

So if you are looking to do a (cheaper) residential mortgage, versus a (more expensive) commercial mortgage, you are going to be buying the property in your own name.  

I’m literally at the beginning of my journey with some cash in saving for my down payment but I’m looking to buy looking at it from an investor viewpoint versus buying a home for me to live in with my family. 

They also don't lend on quite as good of terms as residential... loans are amortized over a shorter period of time (usually around 25 years, versus 30), and often the interest rate resets after 5 years... but, with that said, you may have more luck going that route if you can't find a residential loan.The other things I would say is to shop your residential loan options.  

We could do a refinance blanket but that wouldn't lower the rate versus doing them individually.

I'm in NC and think it has to do with the way franchise tax is calculated on an S Corp versus an LLC, and that it can be based on assets inside the entity, thus driving it up for real estate holding companies in an S Corp, versus a flat $200 fee for an LLC.

Once I determined that it was not a good cash flowing hold property, and has rental restrictions in the neighborhood, I should have bought and flipped myself versus wholesaling.

I will say it might be easier to get a rate and term refinance versus a cash out refinance.

Those things are in the realm of understanding.I've heard speculation with the permitting and state license, property taxes could triple, but I have not been able to verify.I've also seen some concerns but no validation about sales tax reqs from the state versus what services (vrbo, airbnb, etc) provide as tax documents.I understand a need to increased insurance, but even my agent (who's done a number of STRs) is baffled by some of the requirements, I'm not sure what the annual cost will be to comply.Liability reqs:A