@Leonida Miraglia   Then what @Kevin Sobilo gave you  for options is it. 

Hello All,
I am looking to buy a rental property with my parent (full cash no loan) and we are trying to figure out how we should set up the agreement in order to get the least amount of taxes paid and most amount of...

I’m interested to invest in the area, my husband and I are exploring all different options! 

Explore financing options 5.

Alternatively, you could consider marketing directly to sellers as another option.

So what are our options?

Last option, a hard money lender can help.

Generally there are three categories of multifamily investment properties – which will greatly determine your loan options.These three categories are based on the number of units at the property.2-4 Units: While these are “multifamily” properties in the sense that there are “multiple units” – you will generally have very similar options for financing to traditional residential loans on single family rentals – think the traditional 30-year fixed rate conventional option or DSCR Loans – and the coveted 20% down payment option too.

Yes you can put it in a CD, there are also many other investment options in real estate and outside real estate that still make sense today.

Also, you didn't mention it but I am also specifically not asking about seller finance, it is an option but not the topic of this thread.