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This is based on a few dozen private lender programs that I utilize for my clients.o Rate buydown ratio: Current norm is a 4:1 ratio, or 1% fee for 0.25% off of rate.

I had hard money for the purchase and got a personal loan for the rehab (half the interest rate).

Or would a non-voucher / market rate tenant pay $2,800 to $3,000?

When interest rates are peak high I started my first investment and was able to cash flow !!

As Nathan said, for an MTR - expect their rate to be 12-20%. just be mindful of such!

I almost want to just hire workers full time at an hourly rate and have in the contract they cannot take other jobs until mine is done.  

@Jeremy H.I think you hit the nail on the head here - the problem is 1) the deliberate marketing, plus 2) the genuinely well meaning content from 2016, when prices and interest rates were lower.  

Rent rates have probably tripled in the last 20 years.

But there is no visible building on Google Maps, and Xome.com states 0 square feet for the structure.Big red flag: I got it for 16%, the maximum interest rate in an interest rate bid down state.