Instead, your end buyer must be an affluent individual seeking a primary residence. 

Thanks for the awesome response! 

Hey Mark,Thanks for response.

I would reach out to, and I’m sure you’ll get quite a few responses from on this post, other private lenders.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

Thank you for the response.

They are mostly high earning income individuals who don't want to spend the time and headache involve.Return wise, both will make most likely about the same if they are manage to their full potential.

I guess, one thing we could do, if this thread doesn't receive a response telling us if there is one and when and where they meet, we could always begin one just with the people you respond to the thread. 

This can level the playing field for individuals looking to purchase a home for personal use.Potential for Profit: Investors may find HUD properties to be lucrative investment opportunities, especially if they can acquire the property at a discounted price and make necessary improvements before selling or renting it out.Cons:Limited Availability: HUD properties are often in high demand, and competition can be fierce, particularly for properties in desirable locations or with favorable characteristics.

The woman is generally more responsible, more consistent income (I know that most of the rest often comes from her), ambitious and does most of what it takes to keep the place looking nice.