They care about what the deal looks like, is it profitable in the event they have to take it back. 

so basically I am looking for my first deal. Found a house that looked like it was half way flipped with a for sale sign. Called the number and a lady answered, she said her husband had a heart attack and can not fini...

For the right conditions, it looks more profitable over time than managed timber stands. 

@JeffreyHolst I was wondering about that because often times investors talk about using their strategy to make a profit.

We believe if everything goes well we will make worst case $$50 best case $80k in profit.

Have you tried private money, credit unions, smaller local lenders or portfolio lenders (they keep their own loans--don't pass on to Freddie/Fanny.)Of course you could sell the property, take a profit, and do another deal. 

I have about a 18k profit margin.

I'm not sure where you are located or what other flips in the area look like, but cutting costs/corners in kitchens and bathrooms usually means lower profits.

We are looking for the elusive flip house in my area, the classic 3/2 block house with high enough comps surrounding to support the 25-30% target profit. 

I suggest long distance: easy and profitable.