I just reduced the rent. 

After the collections I have a 640 credit score and it hasn't moved for a few months.I rented a property with a few friends for a year and after move out we were charged with over 6000 $ in B.S damages including 5k to repaint all the interior walls of the home due to a few minor marks.

(I've included what I use below).

Advani emphasizes the importance of market research, including analyzing historical data and predicting future trends, as a foundation for any investment decision.The Role of Property ManagementEffective property management is key to maintaining and increasing the value of real estate investments.

So, clearly the appraisers find these documents valuable enough to include in the appraisal.- Any info to be provided to the Appraiser MUST be provided when the Appraiser first makes contact.

The evolving landscape of work culture, with a marked shift towards remote and hybrid models, has drastically reduced the demand for traditional office spaces.

A good Realtor should be able to explain the Closing Disclosure (including closing costs) to you line by line, but really your lender is responsible for educating you on your closing costs inc. their fees, prepaids, points, etc.

Apparently, the contract I executed included a clause for PMI for the life of the loan.

@John Aaron I'm guessing that you might be using the 2-T (NC standard contract), which includes default language that the contract cannot be assigned.

Have bought hundreds of property at auctions, including the first property I bought (detailed in Bigger Pockets Podcast #82) and the very first thing is you have to know value.