Had heard from someone at PG&E that a separate meter would be required due to a separate address, however our city in the East Bay said they had not heard of this and were adamant that PG&E could not require it or would even be involved in the ADU beyond the main panel upgrade and solar installation.The state law referenced in the original post, AB 68 by Phil Ting, makes it very clear that a utility cannot require a separate meter, unless the ADU is being built with a new single-family home, or the ADU is to be located more than 150 feet from the primary house.

Before considering this, I do not want to set up the precedent that I will just bend whenever people ask for handouts. but I also want to be fair and am looking for unbiased advice on how to respond to this request.

The brokers will have to work with the same few set of insurers-- Sagesure, swyfft, and I think there's maybe 1-2 more.

You can set an ironclad policy to never lend to an owner-occupant and still easily get into trouble.

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I was quoted for a secondary house mortgage (vacation house), and it was not a DSCR loan. there was no pre-payment penalties. sorry about that!! 

A guy recently came to us for advice: he rented his house in MA and moved across country. 

I live in Washington State where housing prices are pretty high and couldn't afford a rental property out here so I starting looking on Zillow for places that were more affordable and came across Dayton and the numbers seemed work out so thought I would try my first rental out.

The park will serve as housing for the surrounding chemical plants, and we are confident that it will be successful since there is very little short term housing on that side of the Mississippi River.

We have been flipping houses mainly and started 1 1/2 years ago.We are up to house #15I recently bought our first multifamily -  3 family in West New York, NJ at a Sheriff forclosure auction.