I'm living and doing my research for the past 7 months for the Madrid market (and the area around it) - will be great do discuss with some members here and share our experience, toughs, etc.It will also be great to discuss the current market situation and share the news - do you think it is still a good time to get into the market?

If they say "it's to cover marketing" then I would argue they probably aren't professional and just charge it because they can.The leasing fee is charged per door, meaning you will pay it every time they place a tenant in one of your rentals.

When interest rates shot up, the market seized.

-Tips for managing the HELOC and property finances effectively.Others have advised that a HELOC only makes sense for short term use, not long term due to it's variable rate and risk of over leveraging.

We will of course pay fair market rates.Thank you!

One of the good things about DSCR Lenders is that the guidelines and programs are different and not cookie-cutter 100% equivalent like conventional lenders that all must mirror the GSEs, etc.Most DSCR Lenders will have similar rates and terms and generally similar processes - so generally what will make the "best" one is the best one for your needs - I would focus on any specialties or niches - like short term rentals, if you do multifamily or mixed use, BRRRR Method or focus in on a specific market - find someone who specializes and has a good track record in that niche or area

If I put the money in the stock market, and got a 10% return, well, after tax on the gains, that return is more like 7.5%.

The market can shift, and suddenly the price you thought you'd get might not be realistic anymore.

Yeah makes sense - the thing is they will pay market price for a lot of these my friend.

I own a half dozen residential rentals, but with high prices lately decided to move into commercial real estate for the first time, which seems to be a much more depressed market at the moment.