It's bad enough that the city proper has 90 distinct neighborhoods, the rest of the county has 100 small municipalities, each with their own procedures and personnel in place.Also great to hear that you found good contractors to work with.

I am an investor, and this is all just standard procedure.

It requires training and understanding of the laws and lender procedures.

XXIV.PLACE OF CLOSING: Closing shall be held in the county wherein the Property is located, at the office of the attorney or other closing agent designated by Buyer; provided, however, that if a portion of the purchase price is to be derived from an institutional mortgagee, the requirements of said mortgagee as to time of day, place and procedures for closing, and for disbursement of mortgage process, shall control, anything in this contract to the contrary notwithstanding.

Lender’s have reserve requirements they are obligated to have for loans on properties in which they initiate foreclosure procedures on.OR YOU COULD SAY THIS:In fact, it could be argued, once they create a pattern of accepting my payments, they can’t even accelerate the Due-on-Sale clause.OR YOU COULD SAY THIS:Yes, it is.

Sellers are generally EXPECTED to carry a note as standard operating procedure for the sale.

Lender’s have reserve requirements they are obligated to have for loans on properties in which they initiate foreclosure procedures on.OR YOU COULD SAY THIS:In fact, it could be argued, once they create a pattern of accepting my payments, they can’t even accelerate the Due-on-Sale clause.OR YOU COULD SAY THIS:Yes, it is.

XXIV.PLACE OF CLOSING: Closing shall be held in the county wherein the Property is located, at the office of the attorney or other closing agent designated by Buyer; provided, however, that if a portion of the purchase price is to be derived from an institutional mortgagee, the requirements of said mortgagee as to time of day, place and procedures for closing, and for disbursement of mortgage process, shall control, anything in this contract to the contrary notwithstanding.

Here in CO, you could start eviction procedures 11 days (IIRC) after the sale, unless the PTAT act was in effect.They may not need an attorney for the closing, but sounds like they do need one for foreclosure laws.

Again, seek legal advice from your attorney or the legal aid office and follow all the rules to the "t" so that you don't have to pay unnecessary fees or start the process over because you missed something or didn't follow a procedure correctly.