Those "damned millennial/Z's" ;) lack respect/appreciation much of the time. 

We as biggerpocket members would NEVER do that, we have the calculators for a reason and we use those calculators to project expected cost and if things fall out of those cost we need a damn good reason why. 

A lot of the older duplexes in my area have bedroom that are just so damn small.

Upon request they even can be re-designed and have a private (whirl)pool.Location :The location is outstanding with marvellous views over the Aegean Sea.

Outstanding answer.  

-You may want to look into an FHA loan if you don't already have an outstanding FHA loan.

My favorite:PAYMENTS: All payments made by Tenant to Landlord after the tenancy commences, no matter how designated by Tenant, will be applied as follows: First to any outstanding amounts due for damages/repairs, utilities,etc.; Second, to any outstanding service charges and fees from prior months; Third, to any rent outstanding from prior months; Fourth, to any service charges or fees due in the current month; and lastly to the current month's rent.

Many times in connection with distressed properties which happen to be the seller’s homestead, the homeowner/seller will have liens and judgments against them for outstanding credit card debt and other consumer type indebtedness.

Even if one is ok with it, when you go to REFINANCE, now you have this outstanding loan that will now eat into your profits making a good deal be a bad deal. 

Most cards report minimum payments from a low of 1% of your outstanding balance all the way up to 3% so be careful how much each card reports so that your DTI will be with within what is needed to complete your financing.It's also true most business cards don't reflect on personal credit reports which can help by not being factored in your personal qualification.