Shaker Heights is good but it can be street by street and some of the border areas could be a problem.Overall there are some great investment opportunities here but like many big cities there are pockets of both good and bad. 

I'm being conservative by assuming minimal depreciation (1-2%) in a neighborhood that is desirable today in a great school district that is walkable to shopping center with a supermarket, restaurants.Current income dictates that an appropriate out of pocket cost for next house should less than $3K per month.Possible solutions:Take out second mortgage/HELOC to get the $100K I need to buy the next house?

Knowing the right wire type is a guessing game - now it's Cat 5, sometimes coax, sometimes dual coax.

As a kid, did you ever play a game with a group of other kids and then like magic, all of the rules flipped right in the middle of the game?

I am new on bigger pockets sites, but not podcast.  

I've done a lot of side by side comparisons, and the agent / MLS route almost always puts more money in the sellers' pocket.

Hello Bigger Pockets!

Hi Megan,I have a lot of Bigger Pockets clients from all over the US and as far away as Singapore.  

I was hoping to find someone here on bigger pockets who is familiar with investing and could also help me with my first few transactions. 

After having a couple of different banks run the numbers, the best I can do is a cash out refinance on the two properties with the most equity.This would allow me to pocket ~$45k and increase the combined payment by $136 per month.