Any information and details on confirming or denying whether a RSO can be used as an MTR would be helpful.2.

Consulting with an attorney specializing in Pennsylvania tax liens could also provide you with more tailored advice and help with negotiations.

@Nicholas L. birthrate per 1000 people was  16.7 in 1990 and 11 in 2021.   

Thanks for your help, it was really insightful.

Its best to discuss your scenario further with a investor friendly lender so they can best advise and help you plan to build your investment portfolio because if you make one bad investment that can derail your progress.

I called last week and the guy wasn't much help.

Hey @Brandon Schaar, reach out to @Darren Danowitz to help you get on the right track with assisting you and your wife to purchase your first house.

I hope this is helpful to you, all the best!

You can also use a Fannie Mae loan to help do the renovations through the loan process up front. 

Since each taxing municipality has different mill rates (property tax rates) a 1031 exchange into a state or municipality within a state where the mill rate is lower can help.