UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Aven…not on investment properties.Bancorp South, Texas Lines of Credit on free and clear housesBank of Southern CaliforniaBank of West (BNP Paribas) 60% LTV CA, AZBB&T will loan on a rental portfolioBBVA, now PNCBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing employee credit union Cal Coast Credit Union, CA Citizens Bank -Minnesota, only in-state.

Kern County, California, is at the forefront of a groundbreaking environmental initiative thanks to a pilot project by Avnos Inc.

I am located in California and they their office is in Utah.

I am a new real estate investor, and my current strategy is to leverage the VA Loan with a 4-plex to reduce my monthly rent expense.

If you haven't done private lending on your own yet, I highly suggest you read my book Lend to Live: Earn Hassle-free Income in Real Estate with Private Money Lending.

Start by reading the Ultimate Real Estate Investing Guide: https://www.biggerpockets.com/guides/ultimate-real-estate-investing-guide/introduction2.

I am pretty new in the world of real estate.

I just bought my first property here in Southern California (Riverside).

How do PMLs evaluate the potential of a real estate investment differently from banks?

Almost all of the talk about investing in the Midwest is from Midwest real estate agents.