It had all kinds of unexpected turns and twist but I have zero regret from it.

Buy and hold will be more expensive, but if prices drop it may be a net zero change.  

I simply zero it out and hide the cells.7.) 

Hi I am trying to get a refi through that got a refer on DU, Borrowers score has gone up to 699 from 679 but his 3 tradelines are with same co, at zero bal he has 1 late on tradelinehe is W2 his ratio is about 46% and DTI 80% +.But I cant seem to get a true comp that can lower LTV if the guest house is used and the same goes for the income I am using one from Trulia but it does not include GHthe area goes about $500 per sq ft it would increase the value greatly on that alone

The association's policy does not cover flooding.In the lease, tenants acknowledged they are strongly encouraged to hold renters insurance that covers flood damage.The property itself would not sustain much damage even if it had 5 feet of flooding - $300 damage tops.However, I am concerned about the surrounding area making it unsafe for the tenants to travel into the unit.

Certain neighborhoods are going to provide better returns than others, but it all comes down to your risk tolerance and timeline.

@Rudy T.There are several considerations that can go into the analysis of whether you need an LLC or whether a large insurance policy will suffice.

I have ask my landlord to replace my carpet since it's been over 10 years since I moved in she has agreed to replace the carpet on several occasions  however stated that  the property owner needs to come and inspect the carpet to make sure that  it is not  above and beyond normal wear and tear it is my understanding that in California the carpet should be replaced after 10 years  it is has bugs in it  there is no padding left  it is filthy grungy and it's already been cleaned twice and no  difference  because I am diabetic if I can have it replace laminate flooring that are being installed and all the  recently vacated units  which are being renovated I asked her on several occasions if I can have laminate floor instead of carpet and she stated that they cannot install laminate flooring in upstairs units due to the noise however I just discovered that the unit adjacent to mine on the upstairs floor  just  was renovated and they installed laminate flooring as this discrimination can I demand  this type of flooring  and ask  her about the new laminate flooring on the second floor policy and why I am unable to  have the same  can I demand that type of flooring or do I have to have carpet  I also feel she is being discriminating against me for no reason  she has been short when I ask for repairs  I asked to move to the downstairs unit and she gave me a whole rant about how she doesn't think that the property owners would allow me to move down there based on my rent being late once or twice  and a bunch of other reasons which I don't think it's her business  to point these things out to me or rather she should just give me the application or instructions on how to go about it and let the property owners make that decision  do I have any basis for discrimination  complaint against her with the fair housing authorities  California

It will serve your purpose if you start looking at each subsequent primary purchase as a future investment property from the outset (rather than be caught up paying a high price just because you can pay zero down). ie.

@Dan TrinhThere is a cash-basis of accounting and an accrual-basis of accounting.If you are a cash-basis taxpayer - you would normally deduct the full insurance payment in the year that the payment is made so long as amount paid for the insurance policy ends within the next year.Example - you can be eligible to pay and expense for an insurance policy that lasted one year.However, you may not be eligible to deduct a portion paid for an insurance policy if the policy lasted several years.In your case - if you paid for the $400 insurance policy in 2017 - it was a deduction on your 2017 tax return.if you paid for the $500 insurance policy in 2018 - it is a deduction on your 2018 return.If you paid $900 in 2017 - then you have a slightly sticky situation.