If the mold is extensive, use a contractor that's certified in mold remediation (these guys can be expensive so shop around.)

So my suggestion is that you shop around with different lenders without getting your credit checked; get the best quote; then go with that lender.Let me know if there is anything I can help you with.

Kids playing, mothers pushing strollers, mowed lawns, cul-de-sacs, off major roads, little traffic (so kids can play outside), good school district, walking distance or a short drive to shopping.  

I hope to use this education as well as several years experience in residential remodeling to make smart real estate investment choices.

Mark TwainJust be smart, don't make rash decisions.

Assuming the rents cover your expenses, in 30 years when the mortgage is paid off, and you’ve done the smart thing by raising the rents over the years, you will be sitting on a multi-million-dollar asset that cash flows thousands of dollars per month at the cost of a measly $20k or so out-of-pocket when you were 20-something.

After all you have the luxury of time to shop for the cheapest money out there.If you already have a pretty good mortgage however, you may want to leave it be and look for a second loan.

I am hosting a meet up for RE investors tomorrow at 12p at Henry's Tavern in the Shops at Legacy in Plano if youre interested.  

Really but that's why we have options and that's one of the many reasons to shop around and find the best business back for your business.  

If you are above that 50% threshold, you're likely taking on more risk than is smart, IMO.Now, depending on the equity in your other properties, you may be able to do a cash-out refinance and make the numbers end up in your favor so you have enough money down to get below the DTI limit, but that takes time.Just curious, are you finding properties in Seattle that can cash-flow from Day 1?