I know that sometimes what is on paper may not reflect reality, but the tax return is all I can go by.

@Aaron T. reflecting on what you're experiencing now, how many road signs / postcards or other metric has to be placed before a contract has been executed and a property purchased / flipped?

I imagine the taxes will go up to reflect the cost of repairs.

Looks like you are interested in all of the Greater Philadelphia Real Estate Market.Some things to consider in the Suburbs;* Can you afford the acquisition prices(Entry Point compared to Philadelphia County both on a Flip or Conventional Purchase* Taxes reflect differently in the burbs based on location (Transportation) and education provided for children and also college or university impact to that immediate area.Depending whether you are considering cash flow or flipping you need to understand your financial resume capability to compliment your market capabilityLet me know if you have any questions.Regards,Joe Scorese

It's reflects a lifestyle where most the laundry comes from the bed and baths.

The utilities are a typo and I changed the insurance to reflect the above.I was under the impression that for a small multi-family, duplex, triplex and quad, that traditional financing applied since it is not techinically considered a commercial property.

It's the only segment right now seeing substantial new construction, other than townhouses and government subsidized multi-family, and the prices/appreciation are reflecting that.As to your other question regarding the economic future for the state, really I think that's anyone's guess.

He quoted me prime + 1 on the phone, but when I got the document reflecting the terms, in one place it states, "To determine the APR that will apply to your account, we add a margin to the value of the index." which seems to correspond to the prime+1 bit, but then in another spot where it talks about rate changes it says, " there is no limit to the amount by which the rate can change in any one year period, except that in no circumstances will the rate ever be less than 7.097%."  

I find that Great Schools does not accurately reflect how people view the schools in my market. 

Since nobody on this forum knows YOU, any answers you receive will actually be reflective of what the responder should do, not what you should do.