I am also a Notary Public.

Does each one get any public transportation and bus stop locations. 

My objective however is to reduce my tax liability today.

It seems like the places with high public development are getting hammered with property tax increases.

I see UTC as both a draw to the youth and retirees since one is able to take public transportation to employment centers of Sorrento Valley, the entertainment of the UTC Mall, get to Petco Park, Old Town, Downtown San Diego Mission Valley.

Depending on your area that potentially could bring you in higher yields, thus more cash, to get it paid down and reduces your risk.

For instance, when we're complete with the rehab for the original 13 units, could we refinance (which would allow us to recoup some / most of our capital) in order to reduce the cash strain required to complete the rest of the rehab?

For the deal to work I would need them to reduce the payoff by roughly 5k on a 40k payoff, the 40k includes all the crazy fees the bank charges when a loan goes into default.

I believe the best way to go about this would be to utilize the HELOC as your new checking account and sit all of your monthly income inside it to reduce principal, which in turn reduces the amount of interest you pay and basically reduces your monthly payment every single month.

To be conservative, if you take this gross rent number and reduce it by 25%, as long as whatever is left over covers your PITI(A and PMI if applicable) payments, then the hit to your DTI would be zero.