Also, be mindful of everyone's schedules, everyone in my house comes/goes at different times so it's rare that we run into each other which helps quite a bit. 

Then you could go in without an agent if you feel comfortable however, you will rarely overpay with a buyer's agent but you have to find good ones and commit to them or they will leave you on the dust as time is their most valuable asset.

My option to pay off debt first is my own combination of Dave Ramsey advice mixed with the knowledge of BP.

@Jaysen Medhurst, I was able to qualify for a HELOC, If you don't mind looking at the terms.Assuming an appraised value of $225,0001stmortgage set up at $180,000 80% loan to Value (LTV)HELOC (Home Equity line of credit) set up at $33,750 15% (LTV)Combined loan amount $213,750 (95% of the appraised value)Interest rate 1st mortgage 3.875% 30 year fixed rate conv loanHELOC interest only ARM: WSP + 1% (3.25% Current WSP index + 1% = 4.25%) Principle and interest payment would be $846.43Full monthly obligation including Home Owners insurance ($100 per month) and Taxes ($100 per month) : $1,046.43The interest only payment on the HELOC assuming the full draw of $33,750 at 4.25% would be $122 (shown above) Total monthly obligation between both mortgages : $1,168.43~$25,000-26,000 would be the cash available from the HELOC at closing What this refinance accomplishes: ~$25,000+ out in cash for the real estate investment opportunities Escrow refund – should be a wash with what we are estimating we would be setting aside to start your escrow (~$1,200) and that is your money to do with as you please Creates a HELOC that you can tap into on an as need basis (during the draw period which is the first 5 years).

.), what each of those options offer as far as advantages and disadvantages, etc.2)  How to find good resources to help you find investments (seems like real estate brokers is the way to go, but I have absolutely no clue what to look for to find a good one as far as their background, let alone where to even look).3)  What websites, companies, and other resources are good to utilize.4)  How attorneys are involved, how to get them involved combined with brokers, etc. 

Does this rarely occur?

I am pretty sure the appraisal for all 4 combined will come around $360k( the numbers worked for me still so I went for it, also I think I rushed :()Question 1 What should I give the bank as individual property prices knowing they will get an appraisal for each property?

However those phone calls rarely turned in to seeing some actual product because I alway make it a point to discuss pricing first (no sense in running through a few hundred notes and pricing is way off).  

I'm in a Hot Market with high prices where Cash Flowing properties are rare (Montreal, Canada)Would you be willing to take a deal with negative cash flow for the first 5 years (2-5K $ per year) if it offers:Appreciation potentialEquity accumulation ( Around 250K over 5 year)And tax benefits + deduction (Around 60K / year between operating expenses, loan interest and depreciation) ? 

This card is rarely used, paid in full every month, and has years of credit history.