One real concern I have is that it's beta and they appear to intend to charge a fee for it once released; I'm hesitant to integrate a service when I don't know what it will cost me down the road.

A few successful landlords have programs where they upgrade or refresh things in a rental even when the tenant is there.

You could consider refinancing your primary residence using a HUD rehab loan (allows up to 97 ARV) for homeowners needing to make repairs as low as 5,000 (program will advance up to 50% of labor/materials at closing to minimize your out of pocket expense).

My parameters are based on getting a 12-15% return per year and it appears that prices aren't low enough for me to get there.

I know a lot of investors don't like the thought of going to boot camps and buying programs off of so called real estate guros.

But in one program I had - Donald Trump real esate program - the instructor stated that he NEVER sold a property - he kept them all for residual income/passive income and net worth and constantly increasing value.

You don't want to appear as if you are wanting to purchase more than they are wanting to sell.

Ok we started to clean out an old cast iron tub and doused it with bleach and well after working on it for some time the bleach made all of these rust stains appear.

When purchase either a primary residence, second/vacation home or investment property using more then 80% financing, a borrower has two options to choose from; 1) A loan program in which the borrower pays the PMI, 2) A loan program in which the lender pays the PMI.

Jared,Sounds like you signed up for the accelerated learning program!