Don't worry about having perfect English, in fact, being a native Spanish-speaker here in AZ will propel you into a sub-market others cannot touch.

Sorry to say, many of the scams were perfected by my generation.

Hi Kelly,Even the best of tenants will leave the the unit in less than perfect condition.

That makes perfect sense @J Scott To summarize, I would break the problem into three: 1.

Since I'm working solely with portfolio loans at this point the longest I can get is 20 but that's about perfect as I am in my late 20's.All else being equal though, longer is almost always better.

This technology, like others, won't be perfect.

This is a perfect example of wanting something for nothing.Here’s another example.

But that's a perfect example of a win-win in lending, and how costs / rates have come into a much more sane and acceptable neighborhood.Joseph M. - Here's my take on your interesting observation: One - as far as LTV's going up, and hard money becoming more aggresive, that would definitely occur with continuing prices.

Don't worry about the "lingo" and getting everything perfect.

It is a learning process, and it doesn't have to be perfect.