I drive a 92 Ford F250 fleet truck with the International 7.3 non turbo diesel engine.

Then, once I decided that I needed to do a short-sale because this act is TOO good and I don't want to miss out on it, they put me in touch with a certified real estate agent that was OUTSTANDING.

We are not looking for a residence; ours is outstanding. so the LOC was opened solely for this one home unfortuntaely.

And of course we are not usually talking about prime west coast notes either.Much of this stuff is mid west rust belt were equity can be a fleeting thing.  

I know it is not possible to get the mortgage balance without permission/info from the borrower.I also know you can get a rough estimate by pulling the mortgage doc from public records, lookup the prevailing interest ...

Usually, people respond and ask for more details because of the various potential outcomes based on (among other items) collateral value, outstanding balance, and historical performance.My expertise in is valuing non-performing notes, where I have acquired (either directly or through a Fund) $900MM+ in NPN's secured by everything from small SFR's to $100MM commercial real estate assets.For my own portfolio acquisitions I have developed a model that, with a few simple inputs, shows you the main scenarios and your anticipated profits (given a purchase price).

If you want to avoid paying a premium, stay away from the big companies with big fleets of trucks and a lot of employees. 

But the present value of this note is, at most, the current outstanding balance on the loan. 

Pay off the outstanding $5000 in taxes so the property can go to auction2.

@Jaysen Medhurst outstanding.