His basic problems were the result of a classic victim mentality but he didn’t have trouble making the payments. 4.

This type of leadership and pro-business mentality is the polar opposite of what we see across Ontario and most states across the USA.

My funds (and mental capacity) are absolutely tapped after building the ADU during the pandemic.In 12 years I’ve also updated various things throughout the home unpermitted (bathroom tile, shower valves, vanity, kitchen cabinets) etc..Additionally the floor always had a slope to it, about 3/4” in a 10-15’ span.

So, like David and Adam said, an umbrella can only extend an underlying liability policy and only kicks in when those underlying limits are exhausted.

Not a RE agent but I have the data handy.Berkely says solar properties sell faster: https://emp.lbl.gov/news/berke...NREL Study shows homes with solar sell 20% faster and for 4-17% higher prices (413 page study - most exhaustive study on the topic to date): http://www.nrel.gov/docs/fy07o...

It's mentally tough.  

I was negative in my post because I was being transparent in my frustrations and wanted to be honest in where I am at mentally to get honest feedback so I appreciate all that have replied.

I'm glad I didn't know the house had been condemned when I did the project - I don't know that I was mentally prepared for that uncertainty.The process here goes:First declared a public nuisanceThen fully condemned and put on a list to demoThat said, most cities have very limited resources with regards to actually demolishing and give a huge nod/bias to situations where investors are fixing stuff up. 

They are both mentally ill, and tenant #2 was a good friend of mine of 10 years.

I Want To Try And Get My First Deal By The End Of This Month I Am Tired Of Working At A Warehouse My Mental Health Is Taking A Hit From Doing The 9-5 Grind.