I’m not really sure about getting a house first because I don’t have that much of an income

With the increased cost of materials and labor their losses are exceeding policy income.

I would get really specific on that, not "I want to make money" or " I want passive income".

Using income from jobs, isn't any faster, and can actually take longer. 

I had an existing business fall to pieces and am in the process of looking for a job (or other means of income), so money is hard to come by. 2.

Over the past two years, I've been working two jobs and channeling all my income into my Roth IRA and savings account.

This will allow you to acquire more rental units and also being able to use the vacated unit rents at 75% to help your debt to income ratio DTI.There is a FHA 100 mile rule if you do plan on using FHA on your 2nd house hack.

Im advising client who want to buy vacation rentals to have a padded bank account because the income stream is not as reliable as it once was. 

Hi BP investors/members, Anyone has experience buying Padsplit homes that are already being hosted and income generating? 

Able to assist you with fix and flip. no income no doc