Keep in mind that a number of the larger, more expensive units on Okaloosa Island are managed by large vacation rental companies like Vacasa, Southern, etc OR by more sophisticated owner-managers who have their own direct websites. 

The owner still owns the house until the auction.

But the market du jour is clearly Charlotte, with nearly every owner/aggregator we talked to interested in this market.

@Ran Fridman the main issue most owners run into early on is that whatever tool they are using for accounting isn't robust enough for tax time.

I've been wondering when the decline in occupancy and revenue might start to cull the herd of vacation rental owners.

When I bought my first STR direct from owner he said you want guests to unpack as they will feel it is more like their home and take care of it. 

So, even if you agree you still don't have a clue regarding how the best way is to obtain those leads and you don't know what the best method is to contact the owners of those properties.

There are 12 states that require NMLS registration and a state license for ANY loan on a 1 to 4 unit.. the rest of the states you may make a commercial purpose non owner occupied loan without a license.

I am clueless.Yes you can sell using Sub To, Land Contract, Owner Financing - what is frowned upon and difficult to do correctly is Lease Option.

English is off  how the loan works is not how loans work in the real world  But hey they are shot gunning and preying on those who are not up to speed with how the current lending market.